Save on car insurance in Gander
We’re one of Gander’s largest independent brokers. We specialize in auto insurance. With a simple online quote or a quick call, you will get quotes from up to eight insurance companies. And with savings of up to 30%, you’ll be on the road with Gander’s best auto protection and benefits. That’s a promise.
Gander, an international home.
Gander is a town of modern living steeped in a rich history. You will find everything you need in a minute’s reach, including a plane to a favourite destination. A unique town all its own, Gander is a strategic location for families and businesses alike. Your insurance can be as unique as your route. At Munn Insurance you can find the most competitive auto insurance in Gander and save while you’re doing it.
Driving in Gander – Tips to keep you on the road.
KEEP THEM BUCKLED UP.
Car crashes are the leading cause of death and injury to children in Canada. When children are using an appropriate car seat, they are well protected with a minimized chance of injury due to an accident. Knowing a child’s height and weight before purchasing a new car seat is important, and there are multiple laws regarding which seats are appropriate for children of different heights, weight and ages. Be sure to know if your child is protected before hitting the road.
FOG MEANS FOCUSED.
Newfoundland means fog, and Gander is no exception to the towns that can be hit by this extremely dangerous weather condition that is often underplayed. Drivers should slow down as driving at normal speeds in fog can be very dangerous. Slowing down means more time to react to traffic stops and potential hazards. Also, motorists should avoid using high-beam headlights in fog as fog consists of tiny water droplets that spread and reflect light. Low-beams should be used to help vehicles to be visible to one another. And last, always remain focused. Turn down the radio, stop conversations and keep attention on the road.
AVOID THOSE DISTRACTIONS.
Newfoundland implements multiple laws regarding distracted driving. Follow the law and set yourself some guidelines to follow as well. Vow to not multi-task, keep kids and pets buckled in and secured in their areas, plan your route before you go and even try to avoid reaching for something that has been dropped in the car. All these guidelines can keep you and your passengers safe as you navigate the streets.
STRONG WIND MEANS SPECIAL CONSIDERATION.
Though wind may not seem like a significant risk but Newfoundland is known for its high gusts of winds through all seasons. Drivers need to take care when driving through areas prone to strong winds or when weather reports predict severe weather. Also, motorists should notice larger vehicles such as tractor-trailers as they are much more susceptible to high winds. And drivers should always keep a firm grip on the wheel as strong winds have the ability to push moving vehicles.
A few facts about car insurance in Gander.
- The average age of auto insurance policyholder in Gander is 36
- The average age of drivers in Gander is 50
- The number of accident claims in Gander in 2018 was 1100
- The top automotive brands we insure in Gander are Ford, Chevrolet, Honda, Toyota, Mazda, Chrysler, Hyundai
- 59% of people in Gander drive Cars
- 41% of people in Gander drive Trucks
Facts and myths about Gander.
FACTS
Gander hosted early experiments in aerial refuelling in the late 1930s.
The runways at Gander International Airport routinely handle the world’s largest, fastest and heaviest aircraft, up to and including the Antonov An-225.
Due to its strategic location and runway capacity, Gander was a designated alternate landing site for NASA’s Space Shuttle program.
Nearly all of Gander’s streets are named for famous aviators, from the Wright brothers, Alcock and Brown, Lindbergh and Earhart to more modern pioneers like Canadian astronauts Marc Garneau, Roberta Bondar and Chris Hadfield.
MYTHS
Gander actually services the communities of Appleton, Benton and Glenwood. The health care in Gander includes Bell Place Community Health Centre, James Paton Memorial Regional Health Centre, and Lakeside Homes
The main economic industries include transportation, communications, public administration and defense. In addition, a large portion of the economy in Gander is driven by the service industry as it is central to a service area consisting of more than 80,000 people in some 130 communities within a 100km radius.
The Town supports and operates many parks, hiking trails, playgrounds and recreational programs year-round. Major facilities include a multi-purpose hockey arena, a curling club and an 18-hole golf course.
Town of Gander has over 420 businesses that include more than 200 dining and retail establishments.
We do the shopping. You get the savings.
Newfoundlanders love choice. And they love saving too! At Munn Insurance, we deliver on both. As an independent insurance broker, we shop our extensive network of insurance partners to provide our Newfoundland customers with the best coverage at the best rate. Some of the insurance companies we search for our customers include:
How Munn Insurance saves you money.
We work for you – that’s what an insurance broker does. We shop the market on your behalf, so Munn insurance can offer you the most access to the best discounts from our insurance partners.
- Bundling (Auto + Home Discount)
- Multiple Vehicle Discounts
- Experienced Drivers Discount
- Safe Drivers Discount
- Claims-Free Discount
- Loyalty Discount
- And Many More
Combine your home and car policies and save.
With Munn Insurance, home and auto policies are better together. It means extra savings and additional coverage. So combine them both and receive a discount on both. That’s like a double discount!
Combining also gives you the extra convenience of aligned renewal rates and less paperwork.
You can combine your auto policy with any Munn Insurance home policy for the following dwelling types:
- Private Homes
- Condos
- Tenants
- Cabins/Cottages
- Rented Dwellings
Special discounts and savings with a Munn Insurance group policy.
We recognize the value groups provide to Newfoundland communities. First Responders, Health Care Professionals, Alumni Associations, Educators and Instructors all play a vital role in helping others across the Island. They give so much, and we’re happy to give back. Munn Insurance Preferred Groups in Newfoundland are able to take advantage of special discounts and many extra-valuable benefits.
- Special Group Discounts
- Mortgage & Real Estate Assistance
- 0% Insurance Financing
- Home Repair Assistance
- Legal Assistance
- Health Assistance
- CAA Members can SAVE up to 20% on Auto and Home Insurance
- Access to multiple insurance markets; knowing you get the best coverage at the best rate
- Confidence and security of being a member of a preferred group
- Local, fast and efficient 24/7 Claims Service
- Legal Assistance
- Health Assistance
Get Newfoundland’s best leisure vehicle protection.
Newfoundlanders love their leisure time and their leisure vehicles. MyRide Leisure Insurance from Munn Insurance is the most competitive, comprehensive leisure vehicle insurance available in Newfoundland. Whether it’s your ATV, motorhome, motorcycle – or any of your leisure vehicles – A Munn policy offers more protection and value than any other program you’ll find.
- Boat and Watercraft
- ATV
- Snowmobile
- Classic Cars and Auto
- Motorhome, RV and Trailer
- Motorcycle
Car insurance laws in Gander.
Gander drivers must be in possession of legally determined minimum insurance coverage to drive on our roads. These minimum limits have been enacted to ensure drivers are financially responsible if an at-fault accident occurs.
Current limits for auto insurance in Gander are:
- $200,000 in liability coverage per accident
- Uninsured and unidentified motorist coverage
Gander drivers are not required to carry accident benefits coverage, although most do choose to buy this coverage, which includes coverage for medical payments, disability coverage, and death benefits coverage. This type of insurance is mandatory in other provinces. Many drivers in Newfoundland also opt to increase their liability coverage to limit risk and financial exposure.
There are also other optional coverages that can be purchased. These include comprehensive and collision coverage to protect in the event of an at-fault accident or non-accident scenario such as theft.
Gander car insurance – your questions answered.
Our Latest Advice
A New Insurance Benefit for NLNPA Members: Better Coverage, Service, and Savings
Learn how your NLNPA membership can help you access a dedicated group home and auto insurance program through Munn Insurance.
As part of our ongoing commitment to providing value to our members, the Newfoundland and Labrador Nurse Practitioners Association is pleased to introduce a new group insurance benefit.
NLNPA members now have access to a dedicated Group Home and Auto Insurance Program through Munn Insurance. This program has been designed to give members the opportunity to explore coverage options, personalized service, and potential savings available through their NLNPA membership.
What is the NLNPA Group Home and Auto Insurance Program?
The NLNPA Group Home and Auto Insurance Program is a member benefit available through Munn Insurance. It gives NLNPA members the opportunity to review their current home and auto insurance and see whether a group program can provide improved value.
This program is designed to help members access competitive insurance options, personalized advice, and potential group savings through a local insurance broker that understands the needs of people living and working in Newfoundland and Labrador.
Why choose a group insurance program through a broker?
Home and auto insurance can vary significantly from one insurance provider to another. The company that offered you the best rate last year may not be the best fit today, and many people renew their policies without knowing whether better options are available.
That is where a broker can make a real difference.
Munn Insurance works with multiple insurance markets, giving NLNPA members access to a wider range of options than they would get from a single insurance company. This means members have the opportunity to compare coverage, service, and pricing to find a policy that fits their needs. Direct writers are very limited in that they only have one market to offer and often have restrictive coverages and limited options.
Through the NLNPA Group Home and Auto Insurance Program, members may be able to access competitive rates, group savings, and coverage options designed to provide strong value. In many cases, working with a broker can help identify savings opportunities while also making sure important coverage is not overlooked.
A broker can also help explain policy options, answer questions, and make the insurance process easier from quote to renewal.
Better coverage for real life
Every household is different. Your insurance should reflect that.
A Nurse Practitioner living in St. John’s may have different insurance needs than someone commuting long distances, living in a rural community, owning a seasonal property, or insuring multiple vehicles. Factors like home type, driving habits, family needs, claims history, deductibles, liability limits, and bundled coverage can all make a difference.
Through the NLNPA Group Home and Auto Insurance Program, members can receive guidance on coverage options for home and auto insurance, including opportunities to bundle policies, review limits, explore available discounts, and make sure their protection still fits their current situation.
The goal is not simply to sell a policy. The goal is to help members make informed insurance decisions.
Better service from a local team
Insurance should not feel complicated or impersonal.
With Munn Insurance, NLNPA members can work with a local team that understands insurance in Newfoundland and Labrador. Members can ask questions, review existing coverage, compare options, and receive advice from licensed insurance professionals.
That personal service can be valuable when buying a policy, but it can be even more important at renewal, after a major life change, or if a claim happens.
Having a broker means having someone who can help guide you through the process, explain your options, and advocate for your needs.
Better savings through group buying power
One of the key advantages of a group insurance program is the potential for savings.
Because the program is available to members of NLNPA, eligible members may be able to access preferred rates, discounts, or additional benefits that may not be available through a standard individual policy.
Savings can also come from reviewing your current coverage, bundling home and auto insurance, adjusting deductibles, applying eligible discounts, or moving to an insurance market that is a better fit for your needs.
Even if you are happy with your current insurance, it may still be worth getting a second look. You may discover that your NLNPA membership gives you access to options you did not know were available.
Why it is worth learning more
Home and auto insurance are important parts of financial protection. But many people renew their policies year after year without reviewing whether they still have the right coverage, the right service, or the best available value.
The NLNPA Group Home and Auto Insurance Program gives members a reason to take a closer look.
By connecting with Munn Insurance, NLNPA members can find out whether the program may offer:
- More suitable coverage for their needs
- Competitive home and auto insurance rates
- Potential group savings
- Advice from a licensed insurance broker
- Local service and support
- Access to multiple insurance markets
- Help understand coverage options before making a decision
A practical benefit for NLNPA members
Your NLNPA membership connects you with your professional community. Now, it can also help connect you with a dedicated insurance program designed to provide value beyond your day-to-day work.
Whether you are buying a home, renewing your auto insurance, reviewing your family’s coverage, or simply wondering whether you could be getting better value, this new program is worth exploring.
Get started
NLNPA members are encouraged to contact Munn Insurance to learn more about the Group Home and Auto Insurance Program and request a quote.
You may find better coverage, better service, and better savings are available through your NLNPA membership.
Contact Munn Insurance today at 1-855-726-8627 to learn more about your NLNPA Group Home and Auto Insurance Program or visit them online at www.munninsurance.com.
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