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Get all the tips, advice and special feel good stories from Munn as well as the latest news on how we are working hard to deliver a world class insurance experience for our customers. Take a moment to learn how we are making an impact in our industry and the communities where our people live and work.
Decoding Commercial Insurance: 20 Essential Terms for Small to Medium-Sized Business Owners
Navigating the world of commercial insurance can be overwhelming, but understanding key terms is crucial for safeguarding your small to medium-sized business. Here are 20 essential terms explained in plain language: General Liability: [...]
Top 10 Questions to Ask Your Broker Before Buying Insurance for Your Small Business
When purchasing insurance for your small business, it's crucial to ask your insurance broker the right questions to ensure you make informed decisions. Here are the top 10 questions to ask: 1. What [...]
Knowing When to Switch: Finding the Right Insurance Broker for Your Property Portfolio
As a large business engaged in the construction, ownership, and management of numerous commercial properties and apartment buildings, ensuring robust insurance coverage is paramount. However, there may come a time when it's prudent [...]
The 5 Biggest Challenges Facing Owners of Distilleries and Breweries
Breweries and distilleries are unique. They have special challenges and concerns. The challenges facing owners of breweries and distilleries in Canada may evolve over time, influenced by various factors such as economic conditions, [...]
What Kinds of Insurance Should Contractors Have?
Contractors should have several types of insurance to protect themselves, their clients, and their businesses from potential risks and liabilities. Here are key types of insurance that contractors should consider: General Liability Insurance: [...]
Insurance Strategies for Property Management Companies
Managing a large property portfolio entails numerous responsibilities, chief among them being the protection of valuable assets against unforeseen risks. Robust insurance strategies are essential for safeguarding these assets and mitigating potential financial [...]
Navigating Disagreements in Property Valuations and How Your Insurance Broker Can Help
In the intricate dance between insurance companies and construction firms, the valuation of large commercial properties can sometimes become a point of contention. When a construction company, armed with intimate knowledge of building [...]
Safeguarding Your Small Business: Be Flood-Ready with These Tips
Flooding is a common natural disaster in rural and urban areas across Atlantic Canada and can occur during any season – from snowmelt runoff floods, heavy rainfall, and flash flooding. Floods can pose [...]
It’s Important to Update Your Commercial Insurance Policy Information Annually
Here’s Why! Updating insurance policy information annually with a broker provides crucial benefits for small business owners. Firstly, it ensures that the business's coverage aligns with its evolving needs. Small businesses often experience [...]
Understanding CGL Coverage and What Injuries Are Covered
Commercial General Liability (CGL) insurance is designed to help protect you and your business if you’re found legally liable for bodily injuries to a third party. Put simply, if someone gets injured on [...]
Decoding Small Business Insurance: Replacement Cost vs. Actual Cash Value
Small business owners often face crucial decisions when selecting insurance coverage, and understanding the difference between replacement cost and actual cash value is vital. Let's explore these terms and how they impact your [...]
Changes with your current insurance provider got you worried?
Change got you worried? So you have been with your current insurance provider for a long time. Out of nowhere you get a renewal in the mail from a new provider. You see [...]
7 Best Practices for Contractors When Dealing With Certificates of Insurance
Certificates of Insurance (COI) play a crucial role in managing risk for contractors and ensuring that they meet contractual obligations. Here are seven best practices for contractors when dealing with Certificates of Insurance: [...]
5 Ways to Save on Insurance for Distilleries and Breweries
Saving on commercial insurance for a brewery or distillery in Canada requires a combination of risk management strategies, understanding your specific needs, and working with experienced insurance professionals. Here are five ways to [...]
Top 10 Reasons Why You Need Cyber Insurance
Cyber insurance is becoming increasingly important for small businesses as they face the growing threat of cyberattacks. Here are the top 10 reasons why a small business should consider investing in cyber insurance: [...]
Valentine’s Day Protection
Are you guilty of leaving Valentine's Day preparations until the last minute? Don't worry; you're not alone. With February's frosty grip refusing to let go and a sudden snowstorm trapping you indoors, it [...]
12 Things Business Owners Should Consider Before Selecting Their Insurance Broker
Choosing the right insurance broker for your small business is a crucial decision that can significantly impact your financial protection and overall business well-being. Here are some important factors to consider when selecting [...]
Demystifying Commercial Property Insurance: Inclusions and Exclusions Unveiled
Commercial property insurance is a crucial investment for business owners, offering protection against a range of risks. Understanding what is commonly included and excluded in these policies is essential for making informed decisions [...]
Navigating the Impact of Inflation on Insurance for Small to Medium-Sized Businesses in Atlantic Canada
Inflation is an economic reality that affects various aspects of our lives, and its impact extends into the realm of insurance policies for small to medium-sized businesses (SMBs) in Canada. As prices rise [...]
An Insurance Renewal Checklist for Small to Medium-Sized Businesses in Atlantic Canada
As the new year unfolds, it's that time again for small to medium-sized businesses (SMBs) in Atlantic Canada to review and renew their insurance policies. Just like an annual health check with your [...]
5 Common Insurance Claims Made by Distilleries and Breweries
Insurance claims in the distillery and brewery industry can vary, but there are several common types of claims that establishments in Canada might experience. Here are five examples: Property Damage: Distilleries and breweries [...]
How Do I Insure My Business Vehicles – Navigating Commercial Auto Insurance for Your Business
If your company uses vehicles for business purposes, commercial auto insurance is a must. Commercial auto insurance covers a wide range of risks that come with you or your employees driving vehicles for [...]
The 10 Most Common Claims for Contractors Last Year
As a contractor working hard to make a go of it in the competitive and challenging market, there are plenty of reasons to purchase insurance to protect you and your business. After all, [...]
Winter Maintenance and Safety Tips for Small Business Owners in Atlantic Canada
As winter blankets Atlantic Canada with snow and ice, small business owners must prioritize safety and maintenance to ensure smooth operations. Here are essential tips for navigating the winter season: Snow Removal and [...]
What is Cyber Insurance and Why Is It Important?
Cyber insurance is increasingly vital for small to medium-sized businesses (SMBs) due to the escalating frequency and sophistication of cyber threats. While larger enterprises may have greater resources to invest in cybersecurity, SMBs [...]
